Terms and Conditions

Last updated: 21 September 2026

Welcome to Stop Settling Universe.

These Terms and Conditions explain the terms that apply when you use this website, access our free resources, or purchase or participate in any digital experience, course, programme, workshop or other service offered through Stop Settling Universe.  Please read them before making a purchase. By purchasing or accessing a paid offer, you agree to these Terms and Conditions together with any additional terms provided for that particular offer.

1. About Stop Settling Universe

 Stop Settling Universe provides educational and personal-development content, resources and experiences designed to encourage reflection, reconnection, self-trust and conscious choice.  Throughout these Terms, “Stop Settling Universe”, “we”, “us” and “our” refer to the provider of this website and its offers.  You can contact us at:  rhona@stopsettlinguniverse.com or use the form here.

2. Using This Website

You may use this website for your own personal, lawful purposes.
You agree not to misuse the website, attempt to gain unauthorised access to it, interfere with its operation, or use its content in a way that infringes our rights or the rights of another person.
We may update, change or remove website content from time to time.

3. Our Content Is Educational

The information, resources and experiences provided through Stop Settling Universe are intended for education, reflection and personal development.
They are not a substitute for medical, psychological, therapeutic, legal, financial or other regulated professional advice or treatment.
You remain responsible for your own choices, decisions and actions. If you need professional support in any area, you should seek advice from an appropriately qualified professional.
Nothing on this website or within our offers guarantees a particular personal, emotional, financial, business or other outcome.

4. Our Offers

Stop Settling Universe may offer free and paid products and services including, but not limited to:
- digital experiences and courses;
- workshops and events;
- downloadable resources; audio, video and written materials;
- group experiences or communities;
- coaching, facilitation or other educational services.

The specific details of each paid offer, including what is included, price, delivery format, dates where applicable and access period, will be described on the relevant sales or checkout page.
Where offer-specific terms differ from these general Terms, the offer-specific terms will apply to that particular purchase.

5. Purchases and Payment

Prices and payment arrangements will be clearly stated before you purchase.
 By placing an order, you confirm that the payment information you provide is accurate and that you are authorised to use the chosen payment method.  
Where an offer is purchased using an instalment plan, you agree to make the payments described at checkout, subject to your statutory rights and any applicable cancellation rights.  
We may use third-party payment processors to process payments. We do not control those providers' systems and their own terms and privacy policies may also apply.

6. Digital Content and Access

Some Stop Settling Universe offers may include digital content that becomes available immediately after purchase or during a specified period.
Where applicable, the sales or checkout page will explain when access begins, how long access lasts and any other relevant access conditions.  
Where you ask us to supply digital content during a statutory cancellation period, we will obtain any consent and acknowledgement required by applicable consumer law before that supply begins.  
Your statutory rights are not affected by these Terms.

7. Cancellations and Refunds

Cancellation and refund rights can vary depending on what you purchase, when it is supplied and whether you have requested immediate access to digital content or services.
Any offer-specific cancellation or refund terms will therefore be clearly explained before purchase.
Nothing in these Terms limits or removes any cancellation, refund or other rights you have under applicable consumer law.
If you believe there is a problem with something you have purchased, please contact: rhona@stopsettlinguniverse.com or use the contact form here.

8. Intellectual Property

Unless otherwise stated, the content provided through Stop Settling Universe, including text, frameworks, exercises, prompts, worksheets, audio, video, graphics, branding and downloadable materials, is owned by or licensed to Stop Settling Universe and is protected by applicable intellectual property laws.
When you purchase or access our materials, you are given permission to use them for your own personal, non-commercial use.  
You may not copy, reproduce, republish, sell, distribute, teach, licence or commercially exploit our materials without prior written permission.  
You are welcome to share links to publicly available Stop Settling Universe content.

9. Your Contributions

Some experiences may invite you to participate in discussions, communities, live sessions or other interactive spaces.
You remain responsible for what you choose to share.  
Please respect the privacy and rights of other participants and do not copy, record, publish or share another participant's personal information or contributions without their permission.  
If an experience is recorded, we will tell you where appropriate. Any specific arrangements concerning recordings, testimonials or use of participant contributions will be explained separately rather than assumed simply because you participated.

10. Community Standards

Where an offer includes a group, community or interactive space, we want it to remain respectful and supportive.
We may remove content or, where reasonably necessary, restrict a participant's access if they behave unlawfully, abusively, harass others, seriously disrupt the experience, infringe another person's rights or repeatedly disregard reasonable community guidelines.  
Where appropriate, we will try to address concerns fairly before restricting access.

11. Availability and Changes

We aim to provide our website and paid offers as described, but occasional technical problems, maintenance or circumstances outside our reasonable control may affect availability.
 We may make reasonable changes to an offer where necessary, provided those changes do not materially deprive you of what you purchased.  
If we need to make a significant change to a paid offer, we will communicate with affected customers and respect any rights available under applicable law.

12. Third-Party Services and Links

Our website or offers may contain links to, or make use of, third-party websites, platforms, payment providers or services.
We are not responsible for the content, availability or practices of third-party websites that we do not control. Their own terms and privacy policies may apply when you use them.

13. Responsibility and Liability

We will provide our services with the care and skill required by applicable law.
We are not responsible for losses caused by circumstances outside our reasonable control or for losses that could not reasonably have been foreseen when the relevant contract was made.  
Nothing in these Terms excludes or limits liability where it would be unlawful to do so, or limits any statutory rights that cannot legally be excluded.

14. Privacy and Cookies

Your privacy is important to us. Information about how we collect and use personal information is available in our Privacy Policy. Information about cookies and similar technologies is available in our Cookie Policy.

15. Changes to These Terms

We may update these Terms from time to time, for example if our services change or legal requirements are updated.  
The version that applies to a purchase will normally be the version in effect when that purchase was made, unless a change is required by law or you agree otherwise.  The latest version applicable to general use of the website will be published here with the date it was last updated.

16. Governing Law

These Terms are governed by the laws of Scotland.  If you are a consumer living elsewhere in the United Kingdom, you may also have rights under the laws applicable where you live.
 Nothing in these Terms prevents you from exercising any rights you have under applicable consumer law.

17. Contact

If you have a question about these Terms, a purchase or an offer, please contact:  rhona@stopsettlinguniverse.com or use the contact form here.

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